FAQ
What is a Flood Zone?
A flood zone is a geographic spot that the Federal Emergency Management Agency (FEMA) has defined in accordance to various ranges of flood
possibility. Each and every zone reflects the severity or kind of flooding in the region. A floodplain is a place suseptible to periodic flooding. Floodplains are
delineated by the expected frequency of flooding. For illustration, an annual floodplain is predicted to flood once each and every 12 months. Even the arid
desert of the southwest can have difficulties with flooding. In Arizona, the County of Mohave Flood Division says that a single worst problem the Flood Management District has is convincing new citizens that flooding is a problem. The District states that floods produce significant injury in a
desert come about every 4 years due to heavy rains.
What is Floodplain Management?
Floodplain management is the operation of a community program of corrective and preventative measures for reducing flood damage. These measures take a variety of forms and generally include requirements for zoning, subdivision or building, and special-purpose floodplain ordinances.
How Does Mitigation Help?
Mitigation is the effort to reduce the loss of life and property by lessening the impact of disasters. A recent study by the Multihazard Mitigation Council
shows that each dollar spent on mitigation saves an average of four dollars. FEMA’s Federal Insurance and Mitigation Administration (FIMA) implements
numerous Congressionally-authorized programs that address the effects of natural hazards through mitigation activities.
Community Assistance Program
The Community Assistance Program (CAP) is a product-oriented financial assistance program directly related to the flood loss reduction objectives of the National Flood Insurance Program (NFIP). States that are participating in the NFIP are eligible for this Federally funded assistance. The CAP is intended to help States identify, prevent, and resolve floodplain management issues in participating communities before a flood event.
What is FIRM?
As part of its administration of the National Flood Insurance Program (NFIP), the FEMA publishes flood hazard maps, called Flood Insurance Rate Maps, or FIRMs. The purpose of a FIRM is to show the areas in a community that are subject to flooding and the risk associated with these flood hazards.
Flood Insurance Requirements
The issuance of a map amendment through Florida Homestead Services eliminates the Federal flood insurance purchase requirement as a condition of Federal or federally backed financing; however, the mortgage lender retains the prerogative to require flood insurance is a condition of providing financing, regardless of the location of a structure. Contact us today to see if you can reduce your flood insurance coverage or eliminate it completely!
What is the flood risk where I live?
For preparedness tips on what to do before, during, and after a flood, visit Ready.gov
A flood zone is a geographic spot that the Federal Emergency Management Agency (FEMA) has defined in accordance to various ranges of flood
possibility. Each and every zone reflects the severity or kind of flooding in the region. A floodplain is a place suseptible to periodic flooding. Floodplains are
delineated by the expected frequency of flooding. For illustration, an annual floodplain is predicted to flood once each and every 12 months. Even the arid
desert of the southwest can have difficulties with flooding. In Arizona, the County of Mohave Flood Division says that a single worst problem the Flood Management District has is convincing new citizens that flooding is a problem. The District states that floods produce significant injury in a
desert come about every 4 years due to heavy rains.
What is Floodplain Management?
Floodplain management is the operation of a community program of corrective and preventative measures for reducing flood damage. These measures take a variety of forms and generally include requirements for zoning, subdivision or building, and special-purpose floodplain ordinances.
How Does Mitigation Help?
Mitigation is the effort to reduce the loss of life and property by lessening the impact of disasters. A recent study by the Multihazard Mitigation Council
shows that each dollar spent on mitigation saves an average of four dollars. FEMA’s Federal Insurance and Mitigation Administration (FIMA) implements
numerous Congressionally-authorized programs that address the effects of natural hazards through mitigation activities.
Community Assistance Program
The Community Assistance Program (CAP) is a product-oriented financial assistance program directly related to the flood loss reduction objectives of the National Flood Insurance Program (NFIP). States that are participating in the NFIP are eligible for this Federally funded assistance. The CAP is intended to help States identify, prevent, and resolve floodplain management issues in participating communities before a flood event.
What is FIRM?
As part of its administration of the National Flood Insurance Program (NFIP), the FEMA publishes flood hazard maps, called Flood Insurance Rate Maps, or FIRMs. The purpose of a FIRM is to show the areas in a community that are subject to flooding and the risk associated with these flood hazards.
Flood Insurance Requirements
The issuance of a map amendment through Florida Homestead Services eliminates the Federal flood insurance purchase requirement as a condition of Federal or federally backed financing; however, the mortgage lender retains the prerogative to require flood insurance is a condition of providing financing, regardless of the location of a structure. Contact us today to see if you can reduce your flood insurance coverage or eliminate it completely!
What is the flood risk where I live?
For preparedness tips on what to do before, during, and after a flood, visit Ready.gov